Does PetSmart Take Afterpay?

Thinking about getting pet supplies from PetSmart? Whether you prefer checking out their store nearby or browsing their website for pet products, accessories, and food, you might be wondering, does PetSmart take Afterpay.

In this write-up, we’ll delve into PetSmart and its use of AfterPay. Being a fan of digital payments and instalment plans, I’ve thoroughly looked into this, providing you with the scoop on the payment options PetSmart offers.

Does PetSmart Take AfterPay?

Yes, based on our last research in October 2023, PetSmart does accept AfterPay as a payment method for in-store and online purchases. 

Sure thing! AfterPay at PetSmart is like having a shopping buddy that lets you grab what your pet needs today and pay the bill bit by bit later. Start with just 25%, then kick back and pay off the rest every two weeks – no extra charges. It’s an easy-breezy way to shop without the wallet woes. 

Also, PetSmart accepts payment methods like American Express, Discover, MasterCard, Visa, PayPal, and Gift Card.

How to use AfterPay at PetSmart

When you shop in-store, choose the AfterPay card for easy payment. If you’re shopping online at PetSmart, just log in and pick AfterPay at checkout for a convenient payment option.

Here’s a simple guide to using AfterPay at PetSmart:

To use Afterpay online:

  • Add your items to your cart and proceed to checkout.
  • Select Afterpay as your payment method.
  • If you already have an Afterpay account, log in and complete your purchase.
  • If you are new to Afterpay, you can sign up while you checkout with PetSmart by following the prompts.
  • Your order will ship as soon as it would with any other form of payment, as quickly as you choose.
  • You will make four bi-weekly payments for your purchase.

To use Afterpay in-store:

  • Download the Afterpay app and create an account.
  • Add your payment information to the app.
  • When you are ready to checkout at PetSmart, open the Afterpay app and select “Pay in-store now with Apple Pay or Google Pay”.
  • Tap your phone to the payment terminal to complete your purchase.
  • You will make four bi-weekly payments for your purchase.

Here are some additional things to keep in mind when using Afterpay at PetSmart:

  1. A minimum purchase amount may apply.
  2. You must meet additional eligibility requirements to qualify for Afterpay.
  3. Late fees may apply if you do not make your payments on time.

What Payment Methods does AfterPay accept?

PetSmart Payment Methods

What are the payment methods for PetSmart? PetSmart accept the following payment methods: 


Credit Cards from, American Express, Discover, MasterCard, Visa. 

Digital Payment: PayPal, Gift Card, and AfterPay. 

Please Note, they do not accept CODs, Layaway Plans, and Merchandise Return Cards. 

What is PetSmart – Who owns it?

PetSmart is a household name in the United States, synonymous with pet supplies and services. Founded in 1986 by Jim and Janice Dougherty, PetSmart has grown from a single store in Phoenix, Arizona, to a sprawling network of over 1,600 locations across North America. The company’s success can be attributed to its commitment to providing a comprehensive range of pet care solutions under one roof.

PetSmart’s core offerings encompass a vast assortment of pet food, from everyday kibble to specialized diets for specific health needs. Alongside food, PetSmart caters to every aspect of pet ownership, providing an extensive array of supplies, including toys, beds, grooming tools, and accessories.

Beyond products, PetSmart distinguishes itself by offering a suite of services that cater to pet owners’ diverse needs. Their grooming salons pamper pets with a range of services, from basic baths to stylish haircuts. For busy pet owners, PetSmart’s Doggie Daycare provides a safe and stimulating environment for dogs to socialize and play. And for those seeking overnight accommodations, PetSmart’s boarding facilities offer comfortable and secure lodging for both dogs and cats.

PetSmart’s commitment to animal welfare extends beyond its retail operations. Through its non-profit organization, PetSmart Charities, the company has partnered with over 4,000 animal shelters across the country, facilitating the adoption of over 9 million pets. PetSmart Charities also provides funding for spay and neuter programs, helping to reduce the number of homeless animals.

What are the Benefits of shopping at PetSmart?

Shopping at PetSmart offers a wide range of benefits for pet owners, including:

Convenience: PetSmart is a one-stop shop for all your pet’s needs, from food and supplies to grooming and training. They have a wide variety of products in stock, so you’re sure to find what you’re looking for.

Variety: PetSmart carries a wide selection of pet food, toys, treats, and supplies from all your favorite brands. They also have a wide variety of live animals, including fish, birds, reptiles, and small mammals.

Knowledge: PetSmart’s employees are knowledgeable about pet care and can help you choose the right products for your pet. They also offer a variety of pet care services, such as grooming, training, and boarding.

Rewards: PetSmart’s Treats™ loyalty program rewards you for your purchases and pet care services. You can earn points towards free products and services, as well as exclusive discounts.

Sales and coupons: PetSmart frequently runs sales and offers coupons, so you can save money on your pet’s needs.

Price match guarantee: PetSmart guarantees to match the price of any identical item you find from a competitor.

Online shopping and in-store pickup: You can order your pet supplies online and pick them up at your local PetSmart store. This is a convenient option if you don’t have time to shop in person.

Disadvantages of shopping at PetSmart

While PetSmart is a popular pet supplies retailer with a wide variety of products and services, there are some potential drawbacks to shopping there. Here are some of the disadvantages to consider:

Higher prices: PetSmart is generally known for having higher prices than smaller pet stores or online retailers. This is due to several factors, such as their larger overhead costs, national brand recognition, and focus on convenience.

Questionable animal care practices: PetSmart has faced criticism for its handling of live animals, particularly in the past. While they have made some improvements, there have been concerns about overcrowding, inadequate care, and sourcing animals from questionable breeders.

Inconsistent employee knowledge: The level of expertise among PetSmart employees can vary greatly. While some may be well-versed in pet care, others may have limited knowledge or provide inaccurate advice. It’s important to do your own research and carefully consider the information provided by employees.

Focus on sales over education: PetSmart is primarily a retail business, so their focus is on selling products and services rather than providing in-depth pet education. While they offer some educational resources, they may not be as comprehensive as those found at specialized animal care centers or independent pet stores.

Overall, PetSmart can be a convenient option for pet supplies, but it’s important to weigh the potential drawbacks against your specific needs and preferences. Consider factors such as price, product selection, animal care practices, employee knowledge, and educational resources when making your decision.

Does PetSmart Take PayPal?

Yes, based on our last research in October 2023, customers can pay using PayPal as a payment method on

Once you’re redirected to, you only have 25 minutes to complete your payment for your order to be shipped or you start afresh. 

Does PetSmart take Gift Card?

Yes, Gift Cards are listed on as a payment method. 

Does PetSmart take Apple Pay?

PetSmart Customers can pay using Apple Pay for in-store and mobile app purchases only. However, it’s not possible to utilize Apple Pay at 

Does PetSmart take Google Pay?

Yes, PetSmart does take Google Pay for in-store orders only. However, customers can’t pay using the Android Pay at the website and mobile app. 

FAQs on PetSmart and Afterpay

Where can I use AfterPay?

Customers can make purchases using AfterPay at the store, on the mobile app, and on

Can I Use AfterPay in the United States and outside the U.S.?

United States customers with US billing address, US shipping address, a US credit/debit cards from Visa, MasterCard, or American Express, and a US mobile phone number, can use AfterPay at PetSmart physical stores and online orders through the mobile app and website. 

Customers outside the US,  especially Canada, will be eligible for AfterPay sooner. However, customers with any other international billing addresses, phone numbers, and shipping addresses, can not be able to use AfterPay at PetSmart.


Yes, PetSmart does take Afterpay as a payment method for both online and in-store purchases. You can use Afterpay to split your purchase into four equal, bi-weekly installments. To use Afterpay online, simply select it as your payment method at checkout. If you’re shopping in-store, you can use the Afterpay app to generate a virtual card to pay with.

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