Does Arby’s Take Apple Pay? What to Know (Updated 2023)

Key Takeaways

Does Arby’s Take Apple Pay? 

The answer to your question is yes, Arby’s is currently accepting Apple Pay in-restaurant, online, and in-app purchases. 

But in cases where the above payment methods are not available, you can actually make use of cash in hand for easy payment 

Does Arby’s take/accept Google Pay?

Of Course yes!  Google Pay accepts Google pay anywhere through app, restaurant, online and even with cash. 

Does Arby’s accept Contactless Payments? 

Yes, you read it right. It was rolled out in the year 2006. It was announced years ago in order to make payments easy for customers. 


Arby’s is a highly popular fast-food chain renowned for its delicious roast beef sandwiches. With a rich history dating back to 1964, Arby’s has established itself as the second-largest sandwich restaurant chain in the United States.

The menu at Arby’s predominantly showcases their mouthwatering roast beef sandwiches, complemented by a range of other options like turkey, chicken, and ham sandwiches. Among their notable offerings are the Classic Roast Beef, Beef ‘n Cheddar, and French Dip & Swiss, each crafted with distinctive flavors.

Arby’s iconic slogan, “We have the meats,” perfectly captures their unwavering commitment to serving meat-centric sandwiches that satisfy customers’ carvings. 


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What is apple pay?

Apple Pay, created by Apple Inc., is an exceptional digital payment service that empowers users to effortlessly make transactions using their Apple devices. This remarkable service is compatible with a wide range of devices, including iPhones, iPads, Apple Watches, and Macs. By simply adding their credit or debit cards to the Apple Wallet app, users can seamlessly utilize Apple Pay for contactless payments in physical stores, within apps, and on websites that offer support for this cutting-edge service.

The Convenience of Mobile Payments at Arby’s. 

Mobile payment options have transformed the way we handle transactions, providing unparalleled convenience. Arby’s acknowledges the significance of seamless payment experiences and has readily embraced mobile payment technology to elevate the overall dining journey.

Thanks to the increasing popularity of mobile wallets like Apple Pay, customers can effortlessly make secure and contactless payments by simply tapping their smartphones. This advancement ensures swift and hassle-free transactions, enhancing customer satisfaction and streamlining the payment process at Arby’s.

Arby’s acceptance of Apple Pay

Arby’s embraces the convenience of Apple Pay across all its locations, enabling customers to make swift and hassle-free payments. With the integration of Apple Pay into their systems, Arby’s provides various options for making payments, including through applications and websites.

Utilizing your Apple devices, you can seamlessly complete transactions, ensuring a quick and efficient payment process. Whether you’re visiting an Arby’s restaurant or exploring their online platforms, the convenience of Apple Pay is at your fingertips.

How To Set up Apple Pay?

Before you can use the Apple digital wallet at Arby’s, you’ve to firstly set up the app. 

Here’s how you can set up Apple Pay:

  • Make sure your device is compatible: Apple Pay is available on iPhone, iPad, Apple Watch, and Mac devices. Check the Apple website for the specific models and requirements.
  • Ensure your device is running the latest iOS, watchOS, or macOS software: Apple Pay requires the latest software updates for compatibility.
  • Add a payment card: Open the Wallet app on your iPhone or iPad (or the Apple Watch app on your Apple Watch) and tap the “+” symbol to add a new card. You can choose to add a credit or debit card issued by a supported bank or financial institution.
  • For iPhone and iPad: You can either use the camera to capture the card information or enter it manually.
  • For Apple Watch: You’ll need to use your paired iPhone to add the card.
  • Verify your card: Depending on your bank, you may need to complete a verification process. This usually involves receiving a verification code via SMS, email, or a phone call.
  • Agree to the terms and conditions: Read and accept the terms and conditions presented during the setup process.
  • Set up security: You’ll be prompted to set up security measures like Face ID, Touch ID, or a passcode for authentication when using Apple Pay.
  • Enable additional features (optional): You can choose to enable features like Express Transit, which allows you to use Apple Pay for transit systems, or in-app purchases.
  • Repeat the process for additional cards: If you have multiple cards you want to add to Apple Pay, you can repeat the previous steps for each card.

Once you’ve completed these steps, you should be able to use Apple Pay at supported retailers, apps, and websites that display the Apple Pay logo. Remember that not all banks and merchants support Apple Pay, so it’s important to check with your bank and the retailer beforehand.


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How to Use Apple Pay at Arby’s Restaurant

After setting up the digital wallet, the next step is to use it at Arby’s and any other place it’s accepted. 

To use Apple Pay at Arby’s restaurant, you can follow these steps:

  • Check for Apple Pay acceptance: Before visiting Arby’s, make sure that the restaurant accepts Apple Pay as a payment method. Most Arby’s locations support contactless payment options like Apple Pay, but it’s always good to double-check.
  • Prepare your iPhone or Apple Watch: Ensure that your iPhone or Apple Watch is set up with Apple Pay and that your payment cards are added to the Wallet app. You can add your credit or debit cards by opening the Wallet app and following the instructions provided.
  • Place your order: Once you’re at the Arby’s restaurant and ready to pay, place your order with the cashier as you normally would. Let them know that you’d like to pay with Apple Pay.
  • Activate Apple Pay: On your iPhone, double-click the side button (or press the home button for older models) to activate Apple Pay. If you’re using an Apple Watch, double-click the side button.
  • Authenticate the payment: Use Face ID, Touch ID, or enter your passcode to authenticate the payment on your iPhone. On the Apple Watch, authentication is typically not required as long as it’s unlocked and strapped to your wrist.
  • Bring your device close to the payment terminal: Hold your iPhone or Apple Watch near the contactless payment terminal at the cashier’s station. You don’t need to tap the terminal, as the proximity should be sufficient for the payment to be processed.
  • Wait for confirmation: Once the payment is successfully processed, you will receive a confirmation on your device’s screen, along with a notification sound or vibration.
  • Collect your receipt (if needed): If you would like a receipt for your purchase, ask the cashier, and they will provide it to you.

Remember that the exact process may vary slightly depending on the specific Arby’s location and the model of your Apple device. It’s always a good idea to be familiar with how to use Apple Pay on your particular device before attempting to use it at a restaurant.

How to use Apple Pay for Arby’s online/in-app purchases

CHINA – 2023/02/15: In this photo illustration, the American fast-food sandwich restaurant chain Arby’s logo is seen displayed on a smartphone with an economic stock exchange index graph in the background. (Photo Illustration by Budrul Chukrut/SOPA Images/LightRocket via Getty Images)

To use Apple Pay for online or in-app purchases at Arby’s, you will need to follow these steps:

  • Check if Arby’s supports Apple Pay: Start by ensuring that Arby’s accepts Apple Pay for online or in-app purchases. You can typically find this information on their official website or by contacting their customer support.
  • Set up Apple Pay: If you haven’t already set up Apple Pay on your iPhone, iPad, or Mac, follow these steps:
  • On iPhone or iPad: Open the Wallet app and tap the “+” button. Follow the prompts to add your credit or debit card to Apple Pay.
  • On Mac: Go to System Preferences > Wallet & Apple Pay and follow the instructions to add your card.
  • Verify your card: Depending on your bank or card issuer, you may need to verify your card for Apple Pay. This verification process can vary but usually involves receiving a verification code via SMS, email, or phone call.
  • Open the Arby’s app or website: Launch the Arby’s app on your device or visit the Arby’s website through your preferred web browser.
  • Select your items: Browse the menu and choose the items you wish to purchase. Add them to your cart.
  • Proceed to checkout: Once you have added all your desired items to the cart, proceed to the checkout page.
  • Select Apple Pay: On the checkout page, look for the Apple Pay button or logo. Tap on it to select Apple Pay as your payment method.
  • Authenticate with Face ID, Touch ID, or passcode: Depending on your device, you will be prompted to authenticate the transaction using Face ID, Touch ID, or your device passcode.
  • Complete the purchase: Once you have authenticated the transaction, Apple Pay will securely transmit the payment information to Arby’s. Follow any additional prompts or instructions to finalize your purchase.
  • Confirm the payment: After the transaction is processed, you should receive a confirmation screen or email indicating that your purchase was successful.

The exact steps may vary slightly depending on the version of iOS, the Arby’s app or website, and any updates made to Apple Pay. If you encounter any issues or have specific questions, it’s best to reach out to Arby’s customer support for assistance.


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Does Arby’s drive-thru take/accept Apple Pay? 

DES PLAINES, IL – DECEMBER 13: An SUV sits at the pick-up window of an Arby’s restaurant December 13, 2002 in Des Plaines, Illinois. Owner Diageo PLC, the world’s largest liquor company, has finalized the sale of Arby’s competitor Burger King to a private consortium led by Texas Pacific in a deal worth $1.5 billion USD. (Photo by Tim Boyle/Getty Images)

When utilizing Arby’s drive-thru service, customers have the convenience of utilizing Apple Pay to seamlessly place their orders. This user-friendly feature allows individuals to make use of their Apple devices to effortlessly complete their purchase at Arby’s drive-thru.

How to use Apple Pay at Arby’s without a card? 

How to use Apple Pay at Arby’s without a card? 

To use Apple Pay at any merchant, including Arby’s, without a physical card, you’ll need to follow these steps:

  • Ensure your iPhone, iPad, or Apple Watch supports Apple Pay and that you have set up Apple Pay on your device. You can do this by going to the Wallet & Apple Pay settings on your device.
  • Add your payment card to Apple Pay. If you don’t have a physical card, you can still add a virtual card to Apple Pay. Many banks and financial institutions allow you to add your card to Apple Pay directly from their mobile banking apps. If your bank doesn’t support this feature, you can check if they offer a virtual card that can be added manually to Apple Pay.
  • Open the Wallet app on your iPhone or open the Apple Watch app on your paired iPhone.
  • Make sure your default payment card is set correctly. If you have multiple cards in your Apple Pay, you can choose which one to use as your default payment method.
  • When you’re ready to make a payment at Abby’s, simply hold your iPhone or Apple Watch near the contactless payment terminal. The terminal should have the contactless payment symbol (a sideways Wi-Fi symbol).
  • Authenticate the payment. Depending on your device, you’ll need to either use Face ID, Touch ID, or enter your passcode to authorize the transaction. Follow the on-screen prompts and keep your device close to the terminal until the payment is complete.

Once the payment is successful, you’ll receive a confirmation on your device and may also receive a receipt from Abby’s if applicable.

Do Arby’s take/accept card payments?

Yes, Arby’s restaurants generally accept card payments. They commonly accept major credit cards such as Visa, Mastercard, American Express, and Discover. However, it’s important to note that individual Arby’s locations may have their own policies regarding payment methods, so it’s always a good idea to check with the specific restaurant you plan to visit to confirm their accepted forms of payment.

Other Accepted Payment Options at Arby’s 

There are other ways in which you can make payments on Arby’s meals. They are below. 

Cash: Arby’s restaurants generally accept payment in the form of cash. Make sure to have the appropriate amount to cover your order.

Credit Cards: Most Arby’s locations accept major credit cards such as Visa, Mastercard, American Express, and Discover. You can simply swipe or insert your card and follow the prompts on the payment terminal.

Debit Cards: Arby’s also typically accepts debit cards that bear a Visa or Mastercard logo. You can use your debit card as you would a credit card.

Mobile Payments: Arby’s may accept mobile payment options such as Apple Pay, Google Pay, Samsung Pay, or other digital wallet services. These payment methods allow you to pay using your smartphone or smartwatch.

Gift Card: you can pay at any Arby’s locations with its recommended gift card. You can’t use the Arby’s gift card anywhere else. 

Benefitss of Using Apple Pay at Arby’s

There are many benefits and offers that come with Apple Pay. 

Using Apple Pay at Arby’s offers several benefits such as

  1. Convenience: Apple Pay allows you to make payments quickly and conveniently using your iPhone, Apple Watch, iPad, or Mac. Instead of searching for your wallet, cash, or credit card, you can simply hold your device near the payment terminal and authorize the transaction with Face ID, Touch ID, or your device passcode.
  1. Security: Apple Pay utilizes advanced security measures to protect your payment information. When you make a purchase, Apple Pay uses a unique tokenized transaction code instead of sharing your actual credit or debit card details. This means that your card information is not stored on your device or shared with the merchant, reducing the risk of your data being compromised.
  1. Privacy: Apple Pay is designed with privacy in mind. When you use Apple Pay, your transactions are not linked to your personal information or shared with third parties. This adds an extra layer of privacy compared to traditional payment methods.
  1. Loyalty and rewards integration: Some Arby’s locations may have integrated their loyalty programs or rewards systems with Apple Pay. This means that you can earn and redeem points, coupons, or special offers seamlessly through the Apple Pay app, making it easier to access and manage your rewards.
  1. Contactless and hygienic: Apple Pay supports contactless payments, which is particularly beneficial in situations where minimizing physical contact is desirable. In light of the COVID-19 pandemic, contactless payments have become increasingly popular as a more hygienic option for making purchases.

It’s worth noting that the availability of Apple Pay at Arby’s or any other establishment may vary depending on the location and their specific payment acceptance policies.


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Restaurants that accept Apple Pay. 

Here is a list of restaurants that accept Apple Pay. 

  • McDonald’s
  • Subway
  • Panera Bread
  • Starbucks
  • Chipotle Mexican Grill
  • Taco Bell
  • Chick-fil-A
  • Dunkin’ Donuts
  • Papa John’s Pizza
  • Pizza Hut
  • Olive Garden
  • Red Robin
  • TGI Fridays
  • Outback Steakhouse
  • The Cheesecake Factory

The above are one of those stores that accept Apple Pay. 

Customer Experiences with Apple Pay at Arby’s. 

When it comes to customer service, opinions can vary widely. Arby’s has received positive feedback from many customers who appreciate their prompt and amiable service. However, there have been occasional reports of order accuracy and waiting time concerns during busy periods. It’s important to note that experiences may differ across different Arby’s locations and individual visits.


Arby’s has gained widespread acclaim as one of the top-notch dining establishments, offering a delightful variety of dishes and convenient payment options. Customers have the freedom to choose from a range of payment methods, including Apple Pay, credit cards, debit cards, and even cash, making their transactions hassle-free.


Does Arby’s take/accept Samsung Pay?

Yes, you can use Samsung Pay at Arby’s the same way Apple and Google Pay are supported. 

Samsung Pay offers seamless, convenient, and fast transactions as other contactless payment methods. It’s a complete tap and pay experience. 

Does Arby’s take/accept Gift Card?

Yes, you can use Arby’s gift card at all of its locations. 

However, aside from the premises of Arby’s, you can’t purchase any item using the gift card. 


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Does Arby’s take/accept PayPal?

Yes, you can use PayPal for online and in-app purchases at Arby’s. 

This is good news for customers who prefer the mobile banking app to the trending contactless payment. You can now make purchases at Arby’s using one of the most popular mobile banking apps in the world (PayPal).  

Can I use Apple Pay at all Arby’s locations?

Not all Arby’s locations allow the use of apple pay, but You can use Apple Pay at most Arby’s locations. It’s so convenient for customers.

Can I use Apple Pay for delivery or online orders from Arby’s. 

It’s made easy and it’s accepted as a payment method for online deliveries and self-service ordering. 

Is Apple Pay secure to use at Arby’s? 

Yes, of course. It’s one of the easiest and convenient way to make payments for your meal. 

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