How To Pay With Cash App In Store Without Card (Updated 2023)

Key Takeaway

Can you pay with Cash App in-store without card?

Yes, Cash App offers a convenient virtual card known as the “Cash Card” that enables users to make online payments effortlessly during the checkout process. This virtual card eliminates the need for a physical card when conducting online transactions. To acquire the Cash Card, users simply need to request it, input the card number, expiry date, and CVV, and they can promptly start using it for their online purchases.

Furthermore, Cash App provides an alternative method for making payments without relying on a physical card. Users can make payments without a card by utilizing the built-in QR Code scanner during the checkout process.

In summary, Cash App users have the option to make payments online without the necessity of possessing an actual card, thanks to the availability of the virtual Cash Card and the QR Code scanner feature.


Like some popular mobile money apps such as Venmo, Zelle, Apple Pay, Google Pay, PayPal, and other great mobile money banking apps, Cash App has grown to be among the best peer-to-peer money transaction platforms in the US. With more than 30 million monthly active users, Cash App has been accepted and welcomed as one of the safest and fastest online money platforms in the UK and US, specifically the United States. 

Many retail stores in the US now accept Cash App payment with or without Card because of its popularity, and fast, reliable services. In this post, I’ll show you how to pay with Cash App in a store without a Card. 

What Is Cash App?

Cash App is a mobile money transaction app owned by “Block Inc” which operates in the USA and UK. You can send and receive money across both Nations with the app. Also, you can earn free money on the app and stand a chance for a discount on your purchases when the Card boost is enabled. Again, your Cash App Card which is a Visa Card can be used to pay for your purchases in-store, which is more Convenient. You can as well make withdrawals at the ATM with the Card. 

Read Also:How To Put Money On Cash App Card At ATM – What To Know.

How Do I Pay With My Cash App In Store Without Card?

This is one of the reasons Cash App introduced the Cash Card, which allows you to pay for all your purchases anywhere the Visa Card is accepted in the US. 

However, if you don’t have the Cash Card, you can also pay for your purchases in-store by requesting their $Cashtag, Phone number, or email address. Or you ask staff if they accept Cash App payment. 

The interesting part is, Cash App has unveiled a simple, easy, and fast way of payment purposes for their customers. With “Cash App Pay” you can pay square sellers and some authorised stores that accept Cash App payment by scanning a QR code. It doesn’t stop there, you can use this service both for physical stores and online stores. This type of payment is called “Contactless Payment“. 

Note: if you’re making payment either online or offline using the Cash App Pay transaction method, your active boost is not applied. Again, you can’t see any payment made with Cash App Pay in your account statement. Rather, it will reflect in the activity feed. 

Read Also:How To Use Cash App Boost – Complete Direction.

Read Also: Cash App Activity Not Showing – What Could Be The Cause, And How To Fix It. 

How To Pay With Cash App QR Code Scanner?

You can pay for your purchases in-store without a Card by scanning a QR Code. This type of service is not available in all stores, so confirm if the store accepts Cash App payment through the QR Code before making your purchases. 

To pay for your purchases without Card using the QR Code,

  • Go to stores that accept Cash App QR payment method and request the QR Code 
  • Open your Cash App and click on “QR Scanner” 
  • Scan the QR Code 
  • Follow the instructions to complete the payment.

Note: the payment history will be displayed on your activity feed, and not in your account statement.

You can as well pay online by using the “Cash App Pay” QR Code scanning, follow these steps to do that.

  • When checking out after purchases choose “Cash App Pay” as your payment gateway 
  • If you’re using a desktop, you can go ahead and scan the QR Code on the store’s website. But if you’re using mobile phone, the store will redirect you to Cash App to complete the payment 
  • Follow the instructions to complete the payment.

How To Pay With Cash App In Store Without Card Using the $Cashtag?

If you don’t want to use the “Cash App Pay” transaction method, you can use a $Cashtag, Phone number, or email address to pay for purchases in stores.

Not all stores accept this kind of payment, so you’ve to ask and confirm if the merchant accepts Cash App as a means of payment using $Cashtag. 

Once the store accepts this means of payment, request for their $Cashtag and follow these steps to make your payment. 

  • Open your Cash App 
  • Enter the total amount of your goods 
  • Tap the “Pay” button 
  • Put the store $Cashtag, Phone number, or email address 
  • State the reason for the payment (optional)
  • Click the “Pay” button 
  • Finally, the money will be sent to the recipient.

Note: for instant payment, you should use “Instant Deposit” for quick transactions. (Though it goes with a fee)


How To Permanently Fix Cash App Activity Not Showing in 2023. 


Where Do Cash App Pay Funds Come From?

Unlike linking your bank account for transaction purposes,  Cash App Pay doesn’t need your bank account for payment. Because all funds for payment come directly from your Cash App balance. But in a situation where a customer doesn’t have enough Cash App balance, then the payment will be funded through your link debit Card. And if you don’t have an active linked Card or enough Cash App balance to take care of the purchases, the payment will not go through. Cash App will decline the request.

Read Also: How To Get Cash App Barcode To Load Money.

Can I Request A “Cash App Pay” Refund?

Cash App made it possible to request a refund after making a Cash App Pay transaction. But you can only request it directly from the store. You can’t request a refund directly from Cash App.

Once the store refunds the payment it takes up to 10 working days before Cash App receives the money. Immediately they receives it, it will reflect in your Cash App balance or linked debit Card automatically.

You can only reach out to Cash App if the refund did not show in your Cash App account after 14 days. 

Can I use Cash App 8n any store?

99.9% yes.

You can use the mobile app anywhere Visa is supported including, in-store, online, and in-app purchases. Visa is among the top card distributors in the United States. 


The Easiest Way To Sell Stocks On Cash App in 2023 – Ultimate Guide.

Can you use Cash App to shop online?

Yes, Cash App is supported for in-store and online purchases. Many stores in the U.S now accept the digital app as a payment method. You can always trust the convenience and fast services they offer. 

Does Amazon Take/Accept Cash App?

Yes, Cash App offers the convenience of making payments at Amazon. Customers who prefer using the mobile app during the checkout process can utilize their account balance to pay for their purchases. As long as there are sufficient funds in their Cash App account, they can use it for future transactions when they visit the store.


You can pay with your Cash App in-store without Card either by using the “Cash App Pay” QR Code scanning or by using the “$Cashtag”, email address or phone number by following the guidelines we listed in this post. But if you don’t want to go about scanning a QR Code or requesting for $Cashtag, you can order for Cash App Card, which allows you to make withdrawals at the ATM and also pay for purchases using the Cash Card. 

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