Does Family Dollar Take Apple Pay? – How it Works in 2023

Does Family Dollar take Apple Pay? Yes, Family Dollar accepts Apple Pay as a payment method for in-store purchases. However, it is important to note that Apple Pay is not supported for online and in-app payments. The Family Dollar app primarily provides coupons and deals that can be utilized at the physical store.

In this informative article, we will guide you through the process of using Apple Pay at Family Dollar, along with highlighting other accepted payment methods. Additionally, we will address any related concerns to ensure you have a comprehensive understanding of the topic. Stay engaged as we embark on this enlightening journey together.


Mobile payment methods have become increasingly popular in our modern digital era, providing people with a convenient and secure way to make purchases. Among these options, Apple Pay has emerged as a widely utilized mobile payment platform that enables users to make payments using their iPhone, iPad, Apple Watch, or Mac. Nevertheless, it is crucial to be aware of the accepted payment methods at different retailers, including discount stores like Family Dollar.

Before we delve into the main issue, let’s quickly understand what Family Dollar is all about. 


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Understanding Family Dollar

Family Dollar is a popular discount store chain founded in 1959 by Leon Levine, in Charlotte, North Carolina, US, that offers a wide range of products at affordable prices. It’s a subsidiary of Dollar Tree, which was acquired in 2015. Currently the retail store is headquartered in Chesapeake, Virginia, United States. It operates with about 8,000 locations across the United States, serving as a convenient shopping destination for many households. With a focus on value and convenience, Family Dollar strives to provide its customers with everyday essential items, household goods, groceries, and more. 

Family Dollar is known for its weekly deals and promotions which distinguishes them from others, offering customers rewards and bonuses on their purchases. 

What is Apple Pay?

Apple Pay, offered by Apple Inc., is a service that allows users to perform mobile payments and utilize a digital wallet. With Apple Pay, individuals can make purchases using their compatible Apple devices, eliminating the need for physical credit or debit cards. The service ensures a secure and convenient payment experience by storing card details in the device’s Secure Element.

Does Family Dollar Accept Apple Pay?

Yes, Family Dollar accepts Apple Pay as a valid form of payment. This implies that if you have Apple Pay configured on your compatible device, you can utilize it to make purchases at Family Dollar stores. To complete the transaction, simply hold your device close to the contactless payment terminal and authenticate using Face ID, Touch ID, or your device passcode. It is important to keep in mind that while Family Dollar does accept Apple Pay, specific store locations may have technical restrictions or temporarily deactivate certain payment methods. It is always advisable to confirm directly with the store or look for Apple Pay signs to ensure its availability.


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How To Set up Apple Pay?

In order to utilize Apple Pay, the initial step involves configuring the application wallet. The advantage is that downloading the app is not necessary as long as you possess an Apple device that is compatible. The Apple digital wallet is already installed beforehand.

Follow these steps to set up Apple Pay

  • Open your iPhone and click on the app wallet
  • Click on “+” (Add a Card”) to add your preferred card.
  • Enter the card information (CVV, card number, name, and expiry date).
  • Verify the information provided.
  • You’ll receive a confirmation message.
  • Your digital wallet is ready to use. 

How To use Apple Pay at Family Dollar

Using Apple Pay is incredibly convenient and user-friendly, not only at Family Dollar but also at various other establishments that accept it. It is advisable to inquire about the available payment options beforehand whenever you visit a store.

Follow the simple steps below to pay at Family Dollar using Apple Pay

  • After picking your items/products or groceries.
  • Approach the cashier and present your order
  • Bring out your iPhone and open the app wallet.
  • Hold it closer to the contactless payment terminal (NFC Reader).
  • Confirm the Payment using your Face ID, Touch ID, or Passcode.
  • Wait till you feel a vibration indicating successful payment.

Once the payment is completed, you can go home with your order. 

How To Pay at Family Dollar using Apple Watch

You can as well pay with your Apple Watch at Family Dollar. The process is similar to paying with your iPhone. 

Follow these steps to pay with your Apple Watch

  • After picking your items
  • Go to the cashier and open your Apple wallet by clicking the Apple Watch side button.
  • Bring your watch closer to the contactless payment terminal.
  • Wait till you feel a buzz indicating a successful payment.
  • Finally, your payment is completed, you can go home with your order. 

Can I use Apple Pay for online purchases at Family Dollar?

No! Apple Pay is not accepted as a viable payment option for online and in-app transactions at Family Dollar. The primary purpose of the Family Dollar app is to provide customers with access to coupons and exclusive deals offered at their physical stores, rather than facilitating actual purchases.


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Can I pay with my Phone at Family Dollar?

Yes, Family Dollar now offers support for tap-to-pay functionality, allowing customers to conveniently make payments using their smartphones. Both iOS and Android users can take advantage of this feature at any Family Dollar store. iOS users can utilize the Apple digital wallet, which is compatible with devices such as iPhones, iPads, MacBooks, and Apple Watches. On the other hand, Android users can make payments using Google Pay when shopping at Family Dollar locations.

Does Family Dollar Accept Apple Cards?

The answer is Yes. 

As you may be aware, the Apple card is a type of MasterCard. Given that Family Dollar accepts MasterCard, it follows that they also accept Apple cards as a form of payment. To make a purchase, you have the option to use the physical Apple card directly at the store, or you can add it to your Apple Pay wallet and conveniently pay with it at the checkout counter.

Does Family Dollar Take Apple Pay for Cash Back?


When utilizing Apple Pay in conjunction with the Apple Card, it is possible to receive cash back. However, please note that the maximum cash back amount obtainable at Family Dollar is $50. It is important to remember that cash back functionality is limited to Debit cards linked to Apple Pay, and credit cards cannot be used for cash back at Family Dollar.

Other Accepted Payment Methods at Family Dollar

It is worth exploring the range of accepted payment methods at Family Dollar beyond Apple Pay, as there are alternative options available for customers. Familiarizing oneself with the accepted payment methods at their stores is crucial to ensure a smooth purchasing experience.

Family Dollar typically accepts 


Credit/Debit Cards from major card distributors (MasterCard, American Express, Visa, Discover)

Google Pay

Apple Pay

Samsung Pay


Personal Check

Electronic Benefit Transfer (EBT) cards. 

It is recommended to inquire with your nearby Family Dollar store about the types of cards they accept as payment, as the specific options may differ by location.


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The Benefits of Using Apple Pay

Apple Pay offers numerous advantages to consumers. To begin with, it eradicates the necessity of carrying physical credit or debit cards, thereby minimizing the potential risks associated with loss or theft. Furthermore, Apple Pay transactions employ tokenization, a security measure that substitutes sensitive card details with a distinctive identifier, thereby enhancing security. Moreover, Apple Pay presents a convenient and contactless payment alternative, which has gained significant importance in the aftermath of the COVID-19 pandemic.

Apple Pay and Mobile Wallets

Apple Pay belongs to a wider range of mobile wallets, which also include well-known platforms such as Google Pay and Samsung Pay. These mobile wallets utilize near-field communication (NFC) technology to facilitate secure and wireless transactions. By connecting your payment cards to your mobile wallet, you can conveniently make purchases by simply tapping or glancing, eliminating the need to physically present your card.


To summarize, Family Dollar acknowledges Apple Pay as a viable payment option, enabling customers to benefit from the convenience and security offered by mobile payments. By utilizing Apple Pay, shoppers can expedite their checkout experience and effortlessly complete their purchases. Nonetheless, it is important to verify the availability of Apple Pay at individual Family Dollar stores, as certain locations may have temporary restrictions or disable specific payment methods.


Does Family Dollar Take Google Pay?

Yes, “Undoubtedly, it is possible to make payments using your Android device by utilizing the popular digital wallet called Google Pay. This reliable payment method serves as a commendable substitute for Apple Pay and offers users a swift and convenient means of conducting transactions.”


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Does Family Dollar Take PayPal?

Yes, Family Dollar supports PayPal as a payment method exclusively for in-store transactions, not for online or in-app purchases. This strategy aims to enhance customer satisfaction by offering a diverse range of payment options specifically tailored for in-store experiences.

Does Family Dollar Take Samsung Pay?

Yes, Family Dollar now offers support for various contactless payment options, including Apple Pay, Samsung Pay, and Google Pay. You can now select your preferred mobile payment method from these available options.

Can I use Apple Pay at all Family Dollar locations?

Yes, At the majority of Family Dollar store locations, customers can make use of Apple Pay as a convenient payment option. It is advisable to confirm with your local store as the availability of Apple Pay may differ.

What other mobile payment options are available at Family Dollar?

Family Dollar offers a range of convenient mobile payment options to its customers, including Apple Pay, Google Pay, and Samsung Pay. This diverse selection allows customers to choose the method that best suits their preferences when making purchases at Family Dollar.

Are there any restrictions on the purchase amount when using Apple Pay at Family Dollar?

When using Apple Pay at Family Dollar, there are typically no specific limitations on the purchase amount. However, it is advisable to confirm with the store regarding any transaction restrictions or policies they may enforce.


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Can I earn loyalty points or rewards when using Apple Pay at Family Dollar?

Family Dollar offers a loyalty program called Smart Coupons. It is generally recommended to confirm the specifics with the store, but in most situations, utilizing Apple Pay should still enable you to accumulate loyalty points and utilize relevant rewards.

Is Apple Pay secure for making purchases at Family Dollar?

Yes, Apple Pay transactions offer enhanced security by employing tokenization, a technique that substitutes sensitive card information with a distinctive identifier. This additional safeguarding measure fortifies the protection of your payment details throughout the transaction procedure.

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