Does Walmart Take Apple Pay? (Updated 2023)

Does Walmart take Apple Pay?

Disappointly, no. Walmart doesn’t accept Apple Pay both for in-store and online purchases. However, you can still pay with your iPhone at Walmart by using the “Walmart Pay“.

Does Walmart take Google Pay?

No, Walmart doesn’t accept Google Pay both for in-store and online purchases.


As there are numerous Walmart stores scattered all over the United States, so is Apple. 

In the year 2022, iPhone recorded a total number of 124.7 million users in the USA, about half of the country’s population. 

So as an iPhone user living in the US, you may like to know if it’s possible to make a payment using Apple Pay at Walmart. 

                    Quick Insight 

If you’re one of those people asking, does Walmart take Apple pay? Here is the answer, No! Walmart does not accept Apple Pay as a payment method. And there is no plan to include it, now and in the future. 

In this post, you’ll know why Walmart doesn’t support Apple Pay and alternative payment methods to use when next you visit Walmart. 

Reasons why Walmart doesn’t accept Apple Pay

How does it sound to you? Like, 

Why is Walmart, of all stores, not accepting Apple Pay? 

Well, if you’re confused about that, here is why. 


Avoiding Extra Charges: Walmart is running away from the 2% credit card fee that comes with Apple Pay. 

Apple Pay is not the only payment service affected. Both Google Pay and Samsung Pay are left out by Walmart. 

How they were able to avoid some of the giant payment platforms, and yet, control a good number of sales remains a mystery. 


Walmart Pay: Walmart has its payment service called, “Walmart Pay”. 

To use Walmart Pay, all you’ve to do is enter your debit or credit card details or gift card information, and use them when making payments at Walmart stores, online, or in-store. 

As a frequent Walmart customer, Walmart Pay is ideal for you to have. 

So technically, Walmart is promoting its payment service to its customers. 

What Payment Methods Are Accepted At Walmart?

Since Apple Pay, Google Pay, and Samsung Pay are not acceptable at Walmart, which other payment methods do they take? 

They accept,

Walmart Pay 

Capital One Walmart credit cards 

Credit Cards 

Debit Cards 

EBT Card 



Chase Pay 

Personal Checks 


So long as you have a credit or debit card issued by Visa, MasterCard, American Express, or Discover, you’re well covered when making purchases at Walmart. 

How to use Walmart Pay on iPhone

If you shop at Walmart regularly, downloading and setting up a Walmart Pay account is what you should do. 

With Walmart Pay, your online and in-store purchases are covered. 

Follow these steps to download and set up an account.

  • Download Walmart Pay, using your phone 
  • Then, open the app 
  • Click on “Walmart Pay”
  • If you already have an account, log in to your account. If not, create one 
  • Select either a debit card, credit card, capital One Walmart card, or gift cards 
  • Create a unique 4-PIN passcode. You can as well enable the Touch ID, for further protection 
  • Read and accept the terms and services 

And you’re done setting it up. 

After that, follow these steps to add a payment method 

  • Open your Walmart app 
  • Click on the “Account” tab 
  • Click on “Wallet” 
  • Choose a payment method of your choice from the list of cards, including gift cards 
  • Follow the prompts to complete the request.

Can You Edit Walmart Pay Payment Method?

Yes, there is an option for that. 

Here are some steps to follow 

  • Open your Walmart app 
  • Navigate to the “Account” tab 
  • Choose “Wallet” 
  • Next to the payment method, you’ll see “Edit“, tap on it and change to your preferred choice.

How Do You Pay with Walmart Pay?

You’re not charged any fee when using Walmart Pay. 

Also, the app is user-friendly, simple, and fast to use. 

When paying with Walmart Pay firstly, 

  • You’ve to scan all the products you’re buying 
  • You’re meant to use any EBT balance first, before using the Walmart Pay 

Note: Gift cards go first. It simply means if you have a gift card, it will be used as the default payment method for Walmart Pay. 

  • Then, open your Walmart app, and log in to your Walmart Pay account using your PIN or Touch ID 
  • Scan the QR Code at checkout 
  • After scanning, click on “Pay Now” 
  • You can view the receipt or go home with your items.

There’s a more convenient and quickest way to make a payment when shopping at Walmart and other Walmart-owns stores. Such as Bonobos,, and Sam’s Club. 

It’s called Walmart + (Plus). 

How Do You Pay With Walmart Plus?

Briefly, this is what Walmart Plus is all about. 

It’s a paid subscription service, which is used when purchasing a large number of items at Walmart, and other Walmart-owned stores, both in-store and online. 

It comes with lots of benefits. You can give it a try. 

To understand more about Walmart Plus and its benefits, read this article

Paying with Walmart Plus is much easier and faster. Just Scan $ Go. 

Here is how it is done 

  • Go to any Walmart store near you 
  • Pick the items you’re buying, and snap the barcodes with your phone 
  • Finally, during checkout, scan the QR code and you’re done.

You see, it is as simple as that. 

Stores that accept Apple Pay (2023)

As Walmart doesn’t accept Apple Pay, it doesn’t mean you can use it elsewhere. 

In fact, there are a good number of popular retail stores, restaurants, and coffee shops that accept Apple Pay in the US. 

Here are some places you can use Apple Pay 



Whole Foods 



American Eagle Outfitters 

Best Buy 




Office Depot 



Trader Joe’s 

Sam’s Club 



Bed Bath & Beyond 



Insomnia Cookies




These, and many other places accept Apple Pay. 

Walmart Pay and Apple Pay, Which one is Better?

Comparing Walmart Pay and Apple Pay, if I should say, doesn’t make any sense. 

Is like comparing Pizza and Shawarma to ascertain which is better. It depends on your choice. Both are made to give different tastes and health benefits. 

So, that’s how both payments were created for different purposes. 

Walmart Pay can only be used at Walmart stores. So it is a way of promoting their payment service. Who knows, maybe they are trying to make it the traditional payment method for their customers. 

Apple Pay on the other hand is more versatile. It can be used across multiple retail stores, coffee houses, and restaurants. When it comes to making a payment outside Walmart, Apple Pay is the best to use. 

Read Also👇

How To Add Money To Your Cash app Card At Walmart. A complete direction 

How To Verify Cash App Card For Apple Pay – Easy Steps.


You don’t need to worry as Walmart didn’t accept Apple Pay. There are other payment services out there you can use when shopping at Walmart’s physical stores or online. 

To get started, download the Walmart Pay app, set it up, add a payment method, and you’re good to go. 

The good thing is, many other big stores accept Apple Pay in the US. 

Leave a Comment