Zelle and Cash App are among the best and most popular mobile money transaction franchises in the US. You can send and receive money on both apps and so many other features that come with them.
However, there has been a high demand for both app users looking for how to link both giant apps together for transaction purposes. Such as how to send money from Zelle to Cash App.
Both apps offer almost the same services, which makes them competitors, so you don’t expect them to link up together for the same purpose, which is quite understandable.
You cannot transfer money directly from Zelle to Cash App or vice-versa. But you can transfer money from Zelle to your connected bank account, then you move it from the bank account to Cash App.
Stick around as I walk you through how to perform the task.
Can You Send Money From Zelle To Cash App?
As I already told you, the answer is no. There is no direct button to successfully execute such a transaction in both app.
Because there is no direct button to move money from Zelle to Cash App doesn’t mean you can’t send funds from Zelle to Cash App. You can do that only if you link both apps to one bank account. This means sending from Zelle to the linked bank account (Middleman) and from the bank account to your Cash App.
Zelle does not support any digital wallet, all payments both sent and received stay in the connected bank account. But Cash App supports a digital wallet that allows you to pay for purchases directly from your Cash App balance using your Cash Card.
How To Add A Bank Account To Zelle?
You’ve to link both apps to the same bank account before you can send and receive money with them.
Follow these steps to add a bank account to Zelle.
- Open your Zelle account
- Locate the “Settings” tab
- Choose the “Add Bank” option
- Follow the prompts to complete the request.
How To Add A Bank Account To Cash App?
To link a bank account to your Cash App follow these steps.
- Open your Cash App
- Click on The “Banking” icon
- Tap on the “Link Bank” option
- Follow the prompts to complete the request.
Immediately you’re done linking both apps to the same bank account, you can go ahead and move money from one app to the other using the bank account as the main engine.
You can replace the previous bank account linked on your Cash App if it’s not the same as the one on your Zelle account.
To do this,
- Open your Cash App and click on the “Profile” icon
- Select “Linked Banks”
- Choose the bank account you wish to replace
- Click on “Replace Bank”
- Follow the instructions to complete the request.
How To Transfer Money With Zelle To Cash App
Now that you’ve successfully linked both apps to one bank account, you can easily send money from Zelle to Cash App.
You don’t need to stress yourself transferring funds from Zelle to a bank account because all funds sent and received reflect automatically to your linked bank account. This makes it easier to send from the bank account to Cash App by entering the email address or phone number connected to the bank account and the amount you want to send.
Follow these steps to transfer money from Zelle to Cash App
- Open your Zelle account and click on the “Send Money With Zelle” tab
- Click on “Send Money”
- Select the recipient or add a new recipient
- Enter the email address or phone number of the recipient
- Fill in the amount you want to send
- You can enter the reason for the payment in the message box (it’s optional)
- Then Slide to send
- Finally, click on “Yes” to confirm the transaction.
Once you’re done with these steps, your money will be transferred to Cash App automatically.
What Cards Are Allowed With Zelle?
International Deposit Accounts and
International Debit Cards are not allowed by Zelle. And you must have a bank account in the United States before you can access Zelle.
Can I Link the Cash App Card To Zelle?
Zelle does not allow the linking of a prepaid Card to your account. Therefore it’s impossible to add a debit or Cash App Card to Zelle. Any attempt to do so will be declined. And an “Error Occur” notification will get you.
How Safe Is Zelle And Cash App?
Both apps offer a high range of security standards to make sure all users transactions are safe and secured. Both apps use “Data Encryption” which helps to protect you from all fraudulent activities or harm to your account. It’s advisable to keep your details safe from third parties.
You don’t need to worry about your transactions on any of the apps because all transaction history is secured and cannot be lost.
To further protect your account against harm, you can use additional security measures like “Two-Step” verification.
What Are The Fees Of Using Zelle And Cash App?
When using Zelle, there are no fees charged for sending money from a bank account to Cash App. You can as well contact your bank to check and confirm if there is a fee your bank imposed for any mobile money services.
With Cash App, it’s not completely free. If you’re using the default deposit method which is the ‘Standard Deposit”, you’ll not be charged any fees, but the fund will show in your account after 1-3 working days. However, if you’re using the “Instant Deposit” the money reflects instantly to your account and it comes with a fee. Cash App charges about 0.5% to around 1.75% depending on the amount.
As you’ve seen in this post, you can’t send money directly from Zelle to your Cash App, but you can transfer from Zelle to a linked bank account which serves as the “Middleman” then you move the money from the bank account to your Cash App and vice-versa.