Does Costco Take Apple Pay? (Updated 2023)

Does Costco take Apple Pay? Can I pay at Costco wholesale using Apple Pay?

Yes, Costco does accept Apple Pay at the majority of its locations. It works perfectly well with the NFC Reader. 

Note: there might be Costco locations that are yet to accept the Apple digital wallet. Always look out for the Apple logo or ask the cashier beforehand. 


No need to argue, shopping with Apple Pay is very easy, safe, and fast. 

Not just Apple Pay, but all other contactless payment services, are convenient, and secure. 

Currently, in the United States, you can shop at major stores, coffee shops, and restaurants, with your iPhone using the inbuilt wallet. 

Unlike Home Depot, Walmart, and other big stores that don’t accept Apple Pay, you might wonder if Costco does accept the Apple Inc digital wallet. 

Yes, you can pay with your Apple Wallet at Costco Wholesale Warehouse, Food Court, and Gas Stations. 

However, to use Apple Pay at Costco, you need to adhere to some simple rules. 

Read on to understand how Apple Pay works with Costco. 

What Is Costco?

Costco Wholesale Corporation, simply known as Costco, is a multinational corporation that offers wholesale services mainly to the US residents, and some other countries. 

Their products range from Organic Foods, Rotisserie Chicken, Choice & Prime Beef, and other groceries. 

Founded 15th September 1983, in Seattle, Washington. 

With barely 40 years of active services, Costco boasts about 848 physical warehouses, scattered in 14 countries. 

Countries like the United States, China, Mexico, France, Australia, Canada, Korea, Japan, Sweden, Spain, Taiwan, Iceland, New Zealand, and the United Kingdom. 

As of 2022, Costco is ranked the fifth-largest retailer in the world. 

What Is Apple Pay?

Apple Pay is a contactless payment service created by Apple Inc strictly for Apple users, which serves as a payment method. 

With your iPhone, iPad, Mac, or Apple Watch, you can easily pay for your purchases. 

To complete payment using Apple Pay, visit any stores that accept it, and bring your iPhone or Apple Watch closer to the payment Card reader, and you’re done. 

Does Costco Accept Apple Pay?

Yes, Costco does accept Apple Pay. You can use it at the warehouse, gas stations, food court, and online. 

But there is Something you must know. 

What Credit Card can I use at Costco?

United States: “Visa” Cards only.

Canada: All major credit & debit cards.

For United States residents, you can only pay with Visa Credit or Debit Card linked to your Apple Pay. Aside from Visa Cards, you can’t have a successful transaction using any other cards. 

Previously, it was only possible to do so using American Express credit cards. They might as well drop Visa and partner with either MasterCard or Discover when their deal expires. 

However, for Canadian Costco customers, you can pay with all major credit and debit cards using Apple Pay. 

How To Set Up Apple Pay 

To use Apple Pay either at Costco or any other places that accept it as a means of payment, you’ve to foremost set it up. 

Doing so doesn’t take much time. Within a few minutes, it should be up and running. 

Follow these steps to set up Apple Pay 

  • Navigate to the “Settings” tab on your iPhone 
  • Locate and click on the “Wallet & Apple Pay” option 
  • Tap the “Add Card” tab 
  • Choose between “Credit & Debit Card” and click “Continue
  • You can enter the card information manually (Name and Card Number), or snap with your iPhone 
  • Confirm the card number and name and click “Next” 
  • Provide the card’s “Expiry Date” and “Security Code” for verification 
  • Agree to the terms and services 
  • Enter the code that was sent to you via text message, or email 
  • You’ve successfully activated your Apple Pay account.

How to use Apple Pay at Costco?

US residents shopping at Costco Wholesale warehouse.

Once you’re done setting up the digital wallet, you can go on and use it at Costco. 

Note: To avoid failed transactions while shopping at Costco, make sure the default card on your Apple Pay is a Visa Credit Card. 

To pay using Apple Pay at Costco, visit any of their warehouses, and ask the cashier if they accept it. If they do, pick your items and then, 

  • Open your iPhone and navigate to the “Apple Wallet“. For quick access, double-click the side button 
  • Choose the Visa credit card as the default 
  • Identify with your Passcode, Touch ID, or Face ID 
  • Bring your iPhone closer to the payment card reader 
  • Wait till you see “Done” along with a checkmark on your screen. 

You can also pay at Costco using the Apple Watch. 

Follow the steps below 

  • Double-click the right-side button on your Apple Watch 
  • Bring your watch closer to the card reader 
  • Wait till you feel a buzz on your wrist, which indicates payment is completed. 

You see, paying at Costco using your iPhone or Apple Watch is very easy and fast. There are no complications whatsoever. 

Does Costco Gas Stations accept Apple Pay?

Customers refueling their vehicles at Costco gas station

Some people still doubt if it’s possible to pay at Costco using Apple Pay. 

Here is what will surprise you 

Yes, it’s 100% possible. 

I tried it the last time I visited the Costco gas station, and it worked. 

Though not all their gas stations accept it for now. Because some are yet to install the NFC card reader. 

Generally, you can pay with it at the gas station, if it has an NFC terminal. 

Note: Costco gas stations don’t accept Cash

How to pay at Costco Food Court Using Apple Pay?

Paying at Costco food court is a bit easier compared to online and warehouse clubs. 

Costco created something unique, giving customers the privilege to have a quick meal using the food court self-service kiosk while shopping for home groceries. 

To pay at Costco food court 

  • Go to the payment kiosk 
  • Tap on the “Checkout” option 
  • To confirm your payment, Identify your iPhone by entering your Face ID, Touch ID, or Passcode 
  • Within a few seconds, your payment will be completed. 

Can You Use Apple Pay on the Costco App?

Yes, you can pay with your Apple Pay on the Costco app. 

Just like other top stores that have their app, Costco Wholesale is not left out. 

If you don’t feel like going to the warehouse, you can save yourself the stress by using the app. 

You can easily pay using Apple Pay at Costco 

  • Go to the Costco app 
  • Pick your items 
  • Under “Payment Methods“, select the “Apple Pay” option 
  • Go through your information 
  • Enter your Passcode, Touch ID, or Face ID, to confirm your payment 
  • Once the payment is completed, you’ll be notified. 

Can You Use Apple Pay at


Using Apple Pay at is the same as on the app. 

Visit the Costco official website, pick the items you need, and during checkout, select Apple Pay as means of payment. Then confirm your payment by entering your security identification. Once the payment is completed, you’ll see a notification on your screen. 

What Other Payment Methods Does Costco Accept?

Costco accepts different payment methods. 

However, some payment methods accepted at Costco gas stations differ from the ones on the website. The same goes for the warehouses. 

For United States residents, here are the accepted payment methods at the Costco warehouse locations. 

All Visa Cards 

The Costco Anywhere Visa® Card by Citi 

Most PIN-based Debit/ATM Card 

Costco Shop Cards 


Personal Checks from current Costco members 

Business Checks from current Costco Business members 

Traveler’s Check 

EBT Cards

Contactless Payment (Apple Pay, Google Pay, Samsung Pay. 

For United States residents, here are the accepted payment methods at Costco gas stations

All Visa Cards

Costco Shop Cards 

Most PIN-based Debit/ATM Cards 

The Costco Anywhere Visa® Card by Citi 

For United States residents, here are the accepted payment methods on

All Visa Cards 

Costco Shop Cards 

Discover Cards (including JCB and Diners Club)

Most PIN-based Debit/ATM Cards 

The Costco Anywhere Visa® Card by Citi 


Does Costco take Google Pay?

Yes, Costco wholesale accepts Google Pay for in-store and at-pump(gas station) purchases. All you need to do is, link a credit or debit card to your Apple Pay wallet on your iPhone or Apple watch, anytime you visit Costco, place your device closer to the NFC Reader during checkout to complete your payment. 

Does Costco take Samsung Pay?

Yes, Costco accepts Samsung Pay as a payment method. If you’re using a Samsung phone you’re not left out, you can pay with it at most Costco locations. It’s similar to using the Google Pay wallet. 

Does Costco Take EBT?


EBT cards are accepted at Costco Wholesale warehouse locations. 

However, Costco obeys the law that guides EBT card purchases. 

There are some products you can’t buy with it. To know the items that go with the card, contact your State Agency. 

Does Costco Accept PayPal?

Sorry to disappoint you, but currently, you can’t pay with PayPal at Costco. 

It is not supported either at the warehouse,, gas station, or food court. 

But, there are other means of payment available at Costco. 

Does Costco Sell Gift Cards?

When it comes to gift cards, Costco is your go-to. 

They offer numerous kinds of gift cards which can be used at restaurants, department stores, and even gas stations. 

Also, there are special offers during the holiday season. 

During this period (Thanksgiving and Christmas) Visa offers a 4% discount on your purchases

Similar to Visa, you can as well get a 5% American Express gift card discount during Black Friday and Cyber Monday. 

To enjoy these offers and discounts, you’ll need a Costco membership. The prices are not bad, with as little as $60, you can enjoy all the discounts for a whole year. 

Here is the interesting part, with just $120, you get a Costco membership for your family for one full year. 

To understand more about Costco’s gift cards, read this article 


Does Home Depot Take Apple Pay – Everything You Need You Need To Know.

Does Chipotle Take Apple Pay – Everything You Need To Know.

Does Chick-fil-A Take Apple Pay – Everything You Need To Know.

Does Taco Bell Take Apple Pay – Everything You Need To Know.

Does Wendy’s Take Apple Pay – Everything You Need To Know.

Does Walgreens Take Apple Pay? – Everything You Need To Know.

Does MacDonald’s Take Apple Pay? Everything You Need To Know. 

Does Target Take Apple Pay? Everything You Need To Know.

Does Walmart Take Apple Pay? Everything You Need To Know.


Apple Pay has made payment a bit easier and more flexible. All thanks to Technology.

Are you out of cash? 

No need to worry. You can conveniently pay at Costco and other stores that accept Apple Pay. 

Leave a Comment